by maxo888 | Mar 11, 2015 | Consumer Credit
Your credit report may be full of dings, compounded with a history of foreclosure and bankruptcy, but you may still get a loan for home purchase, refinance, or even cash out of your current home. It doesn’t matter whether you have charge-offs, collections, or...
by maxo888 | Feb 11, 2015 | Consumer Credit
A credit score is one of several pieces of information a lender uses to decide whether or not you qualify for a loan. If you’ve ever had a car loan or a credit card, you’ve had a credit score, even if you didn’t know it. Your credit score helps answer the big question...
by maxo888 | Jan 11, 2015 | Consumer Credit
“Credit” is an arrangement for deferred payment of a loan or purchase so a buyer (borrower) does not have to produce an entire lump sum equal to the purchase price in order to gain possession of the item purchased. When not abused, credit is a valuable...
